A Frog at the Bank

[Ruth]

A frog at the bank

 
This frog walks into a bank to get a loan. He steps up to the counter and asks for an application from the clerk, Patty Wack.
"Hi, I'd like to fill out an application for a loan", said the frog.
Patty Wack replied, "Do you have any collateral for this loan; something to stand against your loan?"
The frog replied, "All I have is this statue of a unicorn."
"Well, I don't know," said Patty Wack, "I'll have to ask the manager about this."
Patty Wack goes to see the bank manager.
The bank manager looks at the statue and replies: "Knick Knack, Patty Wack. Give the frog a loan."